how does tobacco grow farming and curing | PMI Tobacco Growing Guide – HOSS

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As examples, an independent agent may recommend one company over another based on better tobacco rates, suggest a specific company that does not consider smokeless tobacco as tobacco use, or help an individual who has quit smoking qualify for a lower cost annually renewable term policy until they can be considered a non-tobacco user. Tip #2 - Provide Accurate Information In our experience, applicants sometimes forget that they occasionally smoke or use other forms of tobacco when completing a life insurance application, only to have the truth revealed in their exam results or medical information

Also, try to replace your smoking habits with other activities to divert your attention from cigarettes

Tobacco use worldwide: legislative efforts to curb consumption